Boatowners Insurance

Protect your boat and watercraft with quality coverage

Your boat may be your weekend haven. Be sure you have sufficient coverage in the event something unexpected happens out on the water. Don't watch your entire investment sink to the bottom because of one accident. Let the experienced agents at Jacque Pirtle Insurance give you a free quote on boat and watercraft insurance.

Some marinas may require proof of insurance before leasing you a slip. Texas law doesn't require boat and watercraft insurance, but you still need it. Your homeowners' insurance might cover damage to your boat. It won't cover liability caused by you while using your boat. Protect your investment against the cost of bodily injury liability and property damage liability with sufficient, reliable coverage.

Boat/watercraft insurance pays out one of three ways. Be sure you understand which type of policy you are purchasing.

  • Replacement Cost - This type of policy pays to repair or replace your boat with a comparable boat at current prices.
  • Actual Cash Value - In the event of destruction, you will receive the current market value of your boat. It will typically be less than what you paid, due to depreciation.
  • Agreed Amount Value - This pays you a set dollar amount listed in your policy.

Your boat could be damaged while in the water, in the parking lot, or being towed on the road. Most policies cover damage due to fire, theft, storms, and collisions. Standard coverage usually includes damage to the hull, sails, and permanent fixtures. Some policies limit ocean use. Our agents will find an insurance package to fit your type of boat or watercraft and your usage.

Call Jacque Pirtle Insurance for a no-obligation quote.

Update your boat and watercraft insurance before you hit the water. Make sure your current coverage fits your current needs, lifestyle, and budget. Contact the experienced insurance agents at Jacque Pirtle Insurance to set up an appointment.

We look forward to finding you high-quality coverage so you can enjoy the Texas waters without the worry of financial loss.


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Partner Carriers

  • Assurant
  • bristol-west
  • Employers
  • Foremost
  • Liberty Mutual
  • Nationwide
  • progressive
  • Safeco
  • Texas Fair
  • Texas Mutual
  • Texas Windstorm
  • the-hartford
  • Travelers
  • Utica